Posts
Principal Protected Notes
I have a friend who told me about Principal Protected Notes. Can someone please give me the pros and cons of these? From our understanding the only risk to your money is if the issuing bank went under, with the upside of great returns. They were telling him about 12%+ …
Okay so all these talks off bubbles
I am not much into chart reading but all the hoohaa about AI being a bubble just makes me think its not a bubble. But seing the price of Gold the chart looks eerily similar to the wall street crash before the 1929. Gold looks like a bubble to me. …
If youre a long term investor avoid this summers space -nuclear- quantum pump
If you strip away the narrative and hype and look at the brutal economic reality, you realize these sectors have foundational financial flaws that most of reddit hasn’t really taken into account. The core issue plaguing space, and nuclear is their inescapable reliance on hardware, which means low profit margins …
If you suddenly received $100,000 today, would you invest it all at once or spread it out over time?
I recently found myself thinking about a scenario that comes up surprisingly often. Someone receives a large inheritance, sells a property, exits a business, or simply accumulates a significant amount of cash and suddenly has a six-figure sum sitting in their account. The data generally suggests that investing a lump …
The Next Big AI Trade May Be in Drug Discovery
Sanofi just signed a new multi-year AI drug discovery deal with Owkin. The goal: Build AI-powered “biopharma agents” that can support drug discovery and development from early research through clinical trials. This is not an isolated deal. In 2026 alone: Sanofi partnered deeper with Owkin for AI drug discovery. Bristol …
How can I invest in gold?
As probably many of you are, I am starting to worry about the AI bubble. Therefore I am thinking to convert most of my SP500 positions to Gold. I understand you can either buy physical gold or invest in Gold ETF. Personally, I prefer to manage my investments in fidelity …
I'm 34 with $50k in savings. Need Help/Advice.
I'm 34 with $50k in savings, am I doing okay? The good news: I just got a promotion and will be making $200k/year going forward. I'm planning to save about $3k a month from here on out. Are there any success stories of people who started getting serious about saving …
AgiBot shipped 10,000 humanoid robots and barely anyone covered it
A Chinese robotics company called AgiBot hit 10,000 cumulative units shipped on March 30. Morgan Stanley estimates global humanoid robot shipments in 2025 were between 13,000 and 16,000 total, with China making about 90%. Unitree grew 2025 revenue roughly 335%. 60% gross margins. UBTech got its Walker S2 into mass …
Merrill Edge hasn’t credited cash-in-lieu after ETF reverse split (over a month later). What can I do?
I’m running into a frustrating issue with Merrill Edge and wondering if anyone has advice. On May 5th, the GOVZ ETF underwent a 4:1 reverse split. At the time, I held 2.07 shares in my Roth IRA. Based on the split, that should have been reduced to 0.51 shares. As …
Are retail IPO allocations mostly the deals institutions don’t want?
I’ve been thinking about IPO offerings and how shares are allocated. Is it reasonable to assume that the most attractive IPOs are largely bought up by institutional investors before the general public gets much access? In other words, when retail investors are offered IPO shares, is that sometimes a warning …