Posts
Roth IRA: 100% VT? Or 35% VXUS and 65% VTI?
Basically the title. I’m 24, just now opening a Roth IRA. I’ve done some research, but all this is hard to wrap my head around. The primary recommendation I’ve seen is either 100% VT, or 35% VXUS and 65% VTI. Is one more preferable to the other? Also, does it …
Question for clarification - what happened?
Can anyone please explain what happened here? I invested $65 into a company a while back on robinhood and had (i dunno, 100 shares). But something happened and now i have only .00001 shares at negative $65 return with each stock being worth $7.80 at this time making it virtually …
Investing in AI Companies
I'm curious about the potential for the big AI companies. If I understand right, they have already admitted that the current models cannot be used safely, even when used by their employees (who presumably know them best), and even with extreme care to "sandbox" them. If this is true, it …
Why do people care about nominal bonds, why not TIPS? Are they risky?
I don't really get the appeal of nominal bonds over TIPS right now. Nominal 30yr is \~5.4%, TIPS 3.17%. So the market is basically betting inflation stays under 2.23% for 30 years. That's when nominal wins. When does that actually happen though? Fed targets 2% as a floor not a …
Robinhood Security and Scenario Planning
Already have their gold card and an active Roth IRA and Brokerage account (both minimal $). However looking to consolidate my main investment accounts. Taking the Robinhood transfer bonuses would net 20-30K more vs bonuses from consolidating under BOA/Merrill). But what if something goes wrong? A 5 year clawback makes …
Vrgg russell etf - what are everyone's thoughts?
All, I wanted to.ovmest in VTI, however I cannot that easily because im in the UK, I also think it's a bit of a risk. I then had a look at VRGG, and I know it's mainly tech stocks..what is everyone's thought, I know it's a new fund, but has …
Aspen Aerogels undervalued
I believe Aspen aerogels has the ability to 4 times by middle of 2028. Aspen aerogels currently has a market cap around 450M they are expanding in Europe and new sectors such as thermal runways in data centers. I’m surprised the company is at this low of levels when they …
8 Investment Lessons I Learned from Stay Calm by David Booth
I recently finished reading *Stay Calm* by David Booth, founder of Dimensional. Dimensional is one of those firms I had heard of within this sub and on channels like Ben Felix's, but I had never dug deeper since I've personally always invested in Vanguard funds like VT, VTI, and VXUS. …
Daily General Discussion and Advice Thread - September 25, 2026
Have a general question? Want to offer some commentary on markets? Maybe you would just like to throw out a neat fact that doesn't warrant a self post? Feel free to post here! Please consider consulting our FAQ first - [https://www.reddit.com/r/investing/wiki/faq](https://www.reddit.com/r/investing/wiki/faq) And our [side bar](https://www.reddit.com/r/investing/about/sidebar) also has useful resources. If …
Some things I can't wrap my head around
I can never seem to wrap my head around what you do with money once it is invested, for example if you have 500k in a brokerage account, what are you supposed to ultimately do with it? If you decide to cash out one day wouldn't you have to do …