Basically the title. I’m 24, just now opening a Roth IRA. I’ve done some research, but all this is hard to wrap my head around.
The primary recommendation I’ve seen is either 100% VT, or 35% VXUS and 65% VTI. Is one more preferable to the other?
Also, does it matter if I use Fidelity or Vanguard?
Thank you in advance 🤍