Posts
Finally Hit 300K NW! A New Milestone
Hey everyone, I just wanted to share a milestone I've hit: I finally eclipsed a net worth of $300,000 as I approach my 32nd birthday this July! It feels great to see my hard work paying off, but I know there's still a long road ahead. My next goal is …
What stock most closely matches the price of oil?
Which stock do you think most closely matches the price of oil, for purposes of speculating on the Strait of Hormuz crisis? I've found it surprisingly hard to get a good answer on this. I can't do futures, and USO is not really that linked to oil prices.
BofA's June Swoon is just a chip away
I did a quick read of the BofA May 2026 Fund Manager Survey coverage, so you don't have to. Here are some interesting points that didn't get as much attention: * Cash levels dropped to 3.9%, which is below the threshold historically associated with market turning points. * In one …
Just sold my entire stock portfolio to purchase a real estate property, having mixed feelings about it
I’m 23 years old, I have been living at home and managed to grow a portfolio to 60k. I received a decent inheritance when my grandma passed of 90k, i live in a moderate cost of living area of the Midwest, after a ton of thinking and seeking advice to …
The hidden cost of: "Just buy VT"
A 56-year backtest comparing 100% VT against three alternative regional slice allocations using 3 rebalancing strategies: * B&H = buy and hold * R-1y = rebalance every year * R-5/25 = rebalance when a 5% absolute or 25% relative to target deviation occurs The following portfolios were tested: * **P1:** …
VOO only or VOO + SCHD for wife’s Roth IRA?
My wife just opened her first Roth IRA yesterday, and we bought 4 shares of VOO to start. She’s 45. Trying to figure out if we should just keep it all VOO or if adding SCHD makes sense. Or is there something else worth considering? I want to keep it …
How are you preparing for the possible naval invasion of cuba?
There are reports that the United States is prepared to launch a naval invasion of Cuba, and it's looking like there's a reasonable chance it will happen. With this in mind, what investments do you have your eye on at the moment, and how are you prepared in the event …
Has the P/E ratio actually outlived its usefulness for growth stocks? (Example: Shopify)
Hey everyone, I've been racking my brain lately about the good old P/E ratio and whether it's even relevant anymore. Honestly, the metric feels completely useless for a lot of modern business models. The problem is: P/E only looks in the rearview mirror and tells you zero about future potential. …
Vanguard is retiring ETF Alerts?!?
I just called Vanguard to ask why I never recieved an email alert for an ETF that went below the price and volume threshold I set for it, and to ask if it's possible to setup text alerts as well only to find out they're retiring the entire service soon?!? …
Need cash to fund loan downpayment
An SBA loan requires to fund the downpayment with 10-15% of the loan. We are talking about $500k to $750k which I have, but it is invested. Right now, NW: $1.5M (not accounting primary residence): \- Rental property $150k equity (rental income is positive) \- 401k $550k \- brokerage account …