Posts
At what point does it make more sense to tailback on retirement investments?
I had a revelation this morning that I may be doing everything wrong. I have been aggressively saving for retirement since I started working. Currently 29 with a base salary of 135,000 and 170,000 tied up in stock investments. Most of this in a 403b/457 and Roth with about 25k …
Top three non-SP500 holdings?
I saw a good post of a discussion of top individual stocks holdings that are not mag7. I am curious what everybody would say their top picks are for stocks that are not held in the SP500. This could be smaller U.S. stocks or international companies. Obviously smart money places …
Should I also invest in bonds at 28 years of age?
Hi, as the title suggest i was wondering if putting some moneys on bonds it's worth at my age compared to put everything in stocks. At the moment i have a portfolio with 33k invested 100% in stocks ETFs, today i will go to the bank and i was thinking …
Long-term investing for the world order shift
I'm a long-term investor and rarely touch my diversified portfolio. But with the current 180 change in the world dynamics, I feel the urge to do something. If one believes that Trump is a russan asset and wants to obliterate democracy in the US and the world as a whole, …
Is Pfizer (PFE) Still a Safe Investment in 2024? A Deep Dive into the Pharmaceutical Giant
Pfizer has been a blue-chip stock for years, but with declining COVID-19 vaccine revenues and shifting market conditions, is it still a strong long-term investment? In my latest analysis, I break down: * Pfizer’s financial health and revenue trends * The impact of falling vaccine sales on its bottom line …
18 year old - got some mone that i want to invest
As I wrote in the title a got some money from my "child insurance" that my dad made for me some years ago and it ended now, it's around 3000 usd that I would like to invest, me and my dad have somewhat agreed on investing it for around 10 …
Need help figuring out next steps for different accounts
Hey all. 31, married with kids. Debt 500k at 7% for mortgage. Looking for some investing advice and or optimizations for our current situation. 401k: 250k in Fidelity in a Vanguard target 2060. I started doing the mega backdoor contributions 2 years ago and plan to continue. HSA: 17k in …
Is a pension just golden handcuffs?
I'm a public employee with a mediocre pension. I don't plan to be with the organization long enough to meet the magic 30 years that translates into a decent pension at 67 or 70. Recently, I was offered a job with a local nonprofit which is pretty financially healthy at …
VTI and VXUS or FZROX and FZILX in Fidelity Roth IRA?
I plan to do either 80% VTI or FZROX and 20% VXUS or FZILX. Is it best to do VTI or FZROX? How about between VXUS and FZILX? All of this is in Fidelity Roth IRA. Please explain your reasoning behind your suggestion. I feel like either way it’s a …
Just Sharing My Knowledge: How AI Financial Advisors Are Changing the Way We Invest in this 2025!
With advanced AI algorithms analyzing historical and real-time data, we've seen these platforms dramatically reshape traditional investment strategies. These AI-powered advisors are optimizing portfolios for risk management and balancing them with maximum potential returns, often outperforming their human counterparts. What's even more captivating is how it's democratizing access to top-tier …