Posts
Portfolio Allocation (26M)
Right now my portfolio is: 65% VTI 20% AVUV 15% VXUS Would it be redundant to add VGT? Overlap is 29% with VTI. Due to my age I’m willing to take more risk/volatility for higher return but not sure how to execute that so I stuck with AVUV because Ive …
Does anyone know about brokerage transfers?
Hello, I’m thinking of transferring my account from Morgan Stanley into RobinHood and was wondering if anyone has done anything similar - Would my cost basis and tax lots transfer automatically, or would this be entered manually? I opened Morgan Stanley account in 2013. Tried to look online but found …
I actually did listen to an earnings call, but I feel like they're just obviously saying good things about the company
Like if they tell me theyre incorporating AI therapists (HIMS) am I supposed to get if the market is going to think thats a good or bad thing, or do they even know its happening, will they react or would they be more interested in all the Ozempic stuff, like …
Alternative to SCHO in Brokerage
I have about $35,000 invested in SCHO in a brokerage account. This is effectively an emergency fund so I want it in something that I can basically count on not losing value while also making decent income. When I did my taxes, I realized that SCHO generates ordinary dividends instead …
VOO vs. SCHD - Doesn’t the time period matter?
Sorry for bringing this up again. Consensus seems to be VOO, citing the past ten years as proof. Doesn’t the specific timeframe matter? For example, how about the lost decade right after the dot-com bubble? These ETFs weren‘t around then, so here’s my flawed and cherry-picked example using SPY instead …
403b Re balancing Thoughts
Currently doing a 403b exchange from employers high fee based 403b to Fidelity and should be in my account in the next few days. In past, had about 80% in S&P and then some small cap stuff and did ok. There is about 125k in there and thinking of waiting …
Inheriting about 400k. What should we do with this?
Due to the sad, unfortunate passing of my beloved mother in law (like a mom to me), my husband & I (fully joint finances) are inheriting \~$400,000. We are going to take some of the money to go on a vacation (like maybe 3k) and some of the money to …
Thinking about trying investing…
I’m thinking about starting some sort of investment whatevers. I don’t want to do any work for it, like I feel like stock trading is a super research heavy thing for “book learning” type people, and none of that works for me. I’m more “get rich quick” oriented. Is there …
Extra mortgage payment or invest?
I am 5 years into a 30 year mortgage at 3.75%. Would it make more sense to make an extra payment towards the principal once a year or invest that extra amount. I know if I had started making extra payments at the start of my mortgage, it would of …
Interviews of successful retail investors
Hey mods let me know if I shouldn’t post this here but I thought it could be cool to share. This is my YouTube channel where I interview cool retail folks who have a good mindset when investing. I don’t have anything to sell, I’m trying to give as much …