Posts
401k Elections for first time rebalance.
Hello r/investing and anyone stopping by to read or comment. I have about 33k in my work 401k account. It's been professionally managed since I started contributing g 5 years ago, but I just removed the Financial advisor management and am going to rebalance into less funds (currently at 5 …
China Dials Back its Support to Clean Energy Projects 2025
The potential of the latest news " Targets Are Attained Sooner, China Dials Back its Support to Clean Energy Projects 2025 " related to, is still early to say, what will play out. Yet, it could potentially gain the rare metal more interest and value. Regarding the possibility of supply …
Allocation for taxable portfolio?
My wife and I currently have 4 retirement vessels: two 401ks and two roths (maxed). These are allocated with target date funds and ETFs.. so they're very safe. We're also both about 30 years from retirement. However, I also have a normal taxable account I contribute to here and there …
Fidelity vs Vanguard and Consolidation
Hello All - I started a few months ago to take investing seriously so I opened a Roth IRA account ( I have a 401k account with VFIFX stock, through the employer). I use Fidelity. When I opened the account, I selected an auto investments portfolio for fidelity stocks that …
Ist it obvious? Trump is about to crash the market?
Just saw the purposed budget and it is ridiculous. Just everything going on pretty obvious inflation will increase and Medicare will be removed. The new budget is pretty insane. 4 trillion in tax cuts for the rich also explains why they are trying to find money for that by firing …
What should I do with my excess cash?
I have 10k to spend I only make around 1.5k per month working part time living with my parents other than helping out with some expenses. My money is just sitting in the bank right now so I'm wondering if there's any safe investments that I can put most my …
If 4 in 7 stocks underperform Treasury bills, why do equally-weighted portfolios still do so well?
[This study](https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2900447) shows that 4 in 7 stocks underperform Treasury bills, and that only 4% of stocks are responsible for the entire net wealth creation of the market. If this is true, doesn't it seem contradicting that the S&P 500 Equal Weight Index still has a competitive performance? Additionally, take …
HIMS really checks all the boxes for me. I would love to hear other opinions
I really like HIMS for several reasons. 1 it's a subscription service so repeat business. 2 it is sticking. People tend not to change medical providers 3 they are increasing total users 4 they are increasing how much each user pays 5 they serve mid and lower income households. There …
First Chicago Trust Co of NY
I received a letter notifying me of unclaimed funds in the state of NY in the name of my Grandmother (died in 1977) and my Mom (died in 2006). I contacted the NY office and filled out the paperwork to get the claim started but all they could tell me …
Step father wants to set up UGMA for my daughter...
My mother's husband (who is a financial advisor) called me today to say that he wants to set up an UGMA/UTMA for my daughter (who is a baby). He asked for her SSN so he could do this and set it up with my mother (his wife) as the custodian …