Posts
Long-term investing for the world order shift
I'm a long-term investor and rarely touch my diversified portfolio. But with the current 180 change in the world dynamics, I feel the urge to do something. If one believes that Trump is a russan asset and wants to obliterate democracy in the US and the world as a whole, …
Is Pfizer (PFE) Still a Safe Investment in 2024? A Deep Dive into the Pharmaceutical Giant
Pfizer has been a blue-chip stock for years, but with declining COVID-19 vaccine revenues and shifting market conditions, is it still a strong long-term investment? In my latest analysis, I break down: * Pfizer’s financial health and revenue trends * The impact of falling vaccine sales on its bottom line …
18 year old - got some mone that i want to invest
As I wrote in the title a got some money from my "child insurance" that my dad made for me some years ago and it ended now, it's around 3000 usd that I would like to invest, me and my dad have somewhat agreed on investing it for around 10 …
Need help figuring out next steps for different accounts
Hey all. 31, married with kids. Debt 500k at 7% for mortgage. Looking for some investing advice and or optimizations for our current situation. 401k: 250k in Fidelity in a Vanguard target 2060. I started doing the mega backdoor contributions 2 years ago and plan to continue. HSA: 17k in …
Is a pension just golden handcuffs?
I'm a public employee with a mediocre pension. I don't plan to be with the organization long enough to meet the magic 30 years that translates into a decent pension at 67 or 70. Recently, I was offered a job with a local nonprofit which is pretty financially healthy at …
VTI and VXUS or FZROX and FZILX in Fidelity Roth IRA?
I plan to do either 80% VTI or FZROX and 20% VXUS or FZILX. Is it best to do VTI or FZROX? How about between VXUS and FZILX? All of this is in Fidelity Roth IRA. Please explain your reasoning behind your suggestion. I feel like either way it’s a …
Just Sharing My Knowledge: How AI Financial Advisors Are Changing the Way We Invest in this 2025!
With advanced AI algorithms analyzing historical and real-time data, we've seen these platforms dramatically reshape traditional investment strategies. These AI-powered advisors are optimizing portfolios for risk management and balancing them with maximum potential returns, often outperforming their human counterparts. What's even more captivating is how it's democratizing access to top-tier …
Need some advice- malpractice settlement money
I won a medical malpractice and got about 348k lump sum. My lawyer referred me to his financial advisors and I’ve been with them since Jan of 2023. Since then the account has grown to 407k and I pay the advisors a 1% flat fee. My portfolio is a mix …
Private Lending options .
Thinking about putting some extra cash to work and came across P2P lending (Upstart, LendingClub, etc.). Seems like a way to earn decent returns by lending to borrowers, but still not sure how it actually plays out. I’m on a work visa and not an accredited investor—anyone in a similar …
Sale Not Long Violations, does this still occur?
Why would a brokerage execute an order to sell to close a stock position that an account doesn't posses anymore? This seems like an issue with the brokerage executing faulty orders. Or is there a reason why an account holder would want to sell to close a stock position they …