So I recently turned 18 and received my one family trust fund but I wasn’t too sure what to do with it so I kept it in a s&s isa but by the time I set a withdrawal out and realised I wanted to take it all out, I had lost £20 so I wanted to wait till it came back up, fast forward a few weeks and I’m now £300 down. Should I keep waiting or withdraw now before I lose money I will likely be wanting this money within the next year. The timing in the market was atrocious.