Posts
Treasury Bond Heavy Portfolio?
I have seven figures in a HYSA that I'm looking to invest. This is what I'm thinking: 25% in real estate, 25% in S&P 500, 50% in 10 year T bonds My plan is to live off of the interest generated from the T bonds and to leave the index …
Is this the time to buy into index funds?
I am holding a decent amount in a two savings accounts which are paying slightly over 4% APY. However, with the market down, would this be a good time to place a chunk into broad based index funds, assuming that I want to hold them there for at least 10 …
What to do with pension when leaving a position?
Any experience with what to do with pension when leaving a position? My options are: 1) Keep it in the plan (deferred pension) 2) Take it out of plan as a commuted value transfer 3) Transfer to my new employer (who would put it in investment account) 4) Transfer to …
Remembering stock market crash of 2022
It’s easy to forget how short the market’s memory is. Still remember the last few months of 2022. The S&P 500 was down nearly 25%, the Nasdaq had crashed over 35%, and inflation was out of control. The Fed was hiking rates aggressively, and it felt like a deep recession …
Advice Needed - What to do with Wife's IRA
My wife no longer works, she is a stay-at-home with our baby. When she did work, it was only retail part time, so her income was always on the very low side compared to mine. However she does have a Roth IRA with a couple grand in it. We just …
Need StockTrak Project Help 😭
So, I'm doing this course where the instructor gave $100k to trade in StockTrak. Limitations: I can only trade Futures and Futures Option. And I can't do indices or currencies, I can do only commodities. I started trading but my portfolio is taking a nosedive. I only have 15 days …
Bottom is in. Up only from here?
Powell will soon determine whether the markets recover from here or if we head into a recession, depending on his decision to cut interest rates. I doubt he would deliberately crash the markets even more, so I believe we've hit the bottom and it's a good time to buy again. …
Need some guidance and advice
I have about $25,000 sitting in a fidelity account right now. It’s in a cash management or whatever that is called and earning around 4% APY. As we all know the market is taking a big hit right now. I think this would be a great time to start diversifying …
For Investors, When Will the SPAC/Meme Stock Bubble of 2022-24 Fully Pop
I worked in the markets on wallstreet during the SPAC craze in the 2010s and saw almost all of them go down in flames. Yet 2022 there is a new round OKLO, LUNR. RDW, ACHR etc plus the other memes NNE (in particular), quantum stocks, and yes PLTR (it IPOd …
(VOO, VT, VTWO, VWO, SCHD, QQQ) First time investor seeking advice
I want to start investing, and based on posts on this sub, the above 6 ETFs are often mentioned. Should I start DCAing into all of them, or is there an optimal combination? I want my portfolio to be diverse, and moderate risk. I've seen that some of these ETFs …