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REDDIT

What to do with pension when leaving a position?

J
Mar 13, 2025 · 00:15

Any experience with what to do with pension when leaving a position?

My options are: 1) Keep it in the plan (deferred pension) 2) Take it out of plan as a commuted value transfer 3) Transfer to my new employer (who would put it in investment account) 4) Transfer to a Lira

With option 1, I guess I can recieve some deferred benefit, but probably not grow like an investment.

The LiRA, I could put it in to some medium risk ETFs.

I have a 10 year timeline to retirement ideally.

Anyone have experience with this to share?