Posts
What do I do with my money as a student…
Quick but simple, what do I do? Like honestly I see people around my age investing in big Etfs but I dont see a point in doing so. My salary will be like 10x maybe even 40x higher as soon as I finish school (I get like 200 per month …
CD Matures This Week, What Do Now?
As stated in the title, my CD matures this week (50k USD). Will split off 7k to max out my Roth IRA for 2025. What should I do with the rest? CD rates are low. My HYSA is almost matching current rates. My individual portfolio has been doing shit the …
Better to invest a lump sum into the stock market or average out every month?
Let’s say you had 50k, would it be better to invest 50k all at once or like 4k every month? Which is better? And why is it better? On one hand I’m thinking the sooner you invest the better because it has more time to grow. On the other, I …
21 years old with $100k, what's the best way to invest the money
Might need the money in 5-7 years time for housing. I'm thinking about Lump Sum 40% and proceed to DCA the rest over the span of 5 years into QQQ. However, I am quite uncertain about how safe this is due to not experiencing any market crashes. Can anyone with …
Is 2x LETF (QLD/TQQQ) Functionally the Same as Using Margin? A Comparative Analysis
I've been analyzing leveraged ETFs (LETFs), particularly QLD (2x QQQ) and TQQQ (3x QQQ), to see how they compare with using margin to achieve the same leverage. My findings suggest that LETFs might perform nearly identically to margin investing—assuming competitive broker interest rates. However, I'm looking for feedback from the …
Why do so many IRAs push 60% equity and 40% bonds? Is a CD better than a bond?
I've been sitting in cash waiting on this rumored correction and feel like it is coming. But afterward I want to get into a balanced portfolio that I design and manage. I'm looking at bonds like LQD and JNK as well as TLT and other shorter treasuries and it seems …
How and when to invest in Dividend ETF / Stock?
I was thinking, that having some sort of "Passive income" owning dividend ETF / Stocks would not be a bad idea. However I think that if I am young, and I want to invest for long therm I should aim for accumulating ETF's. Could You please tell me on what …
What European ETF do i invest in
Hi, im 25 and want to start investing monthly in small amounts for retirement. I have an IBKR account and im looking for something like the SP500 but for europe as I dont want to invest in the US market due to the geopolitics. From what i remember an accumulative …
How to structure a set of trades that would allow someone to profit from the absolute relative divergence of two different companies share price?
How can a set of trades be setup such that you profit when the price difference of two different companies diverges from one another? Lets say Company A and Company B have a share price of $10, and for the sake of keeping this simple, and lets say premiums are …
Merrill 401K self directed brokerage - ML bank deposit program?
New to the self directed brokerage. Trying to place orders and I have thousands in ML Bank Deposit Program that is not included in my cash available for investing Why is it locked up? Or is this just a periodic sweep period and there are certain times of day/ week …