Posts
Thoughts on my possible retirement plan?
I'm 48, I've worked in a library for 23 years and can technically retire 2 years from now. The pension would only be around 30K. I have an index fund to supplement that, currently over 700K. I currently reinvest the dividends from it (VTSAX), but would use the extra 6-9K …
Investment Advice: What would you do with $10,000?
I’ve managed to set aside $10,000 specifically for investment purposes, and I’d love to hear your insights on how to maximize its potential in today’s economic climate. For some background: •Financial Situation: Stable income, no significant debts. •Investment Experience: Fairly new but have a basic understanding of stocks, bonds, and …
short/long positions that cancel out inflation
Note: I don't actually want to do the below, I'm just curious. Is there a way to create a short/long position relative to inflation. For example, if I think AAPL is going to grow slower than inflation (whether it goes up or down in an absolute sense), how would I …
AKEBIA THERAPEUTICS the opportunity of a lifetime, practically Garunteed
Vafseo is approved with 99% market share earnings coming in the next month or so. It is already a billion dollar a year company with this and only valued at 400 million. And once it’s approved for non dialysis it is a 5 billion dollar a year company at a …
Should I move to Florida and start flipping, using profits to invest in Multifamily in 3-5 years
I am a 33 yo male who is strongly considering getting my E-2, leaving Toronto for Florida and starting a real estate company. I have managed, and reno'd a 4 plex and would be doing fix and flips to generate income, then would buy Multifamily. I would have lots of …
Looking for "My" Proper 401k Allocation
Hi guys, my current 401k allocation is as follows: 40% S&P500 30% Vanguard Growth Index 15% Fidelity Extended Market Index 15% Vanguard Value Index I have recently been thinking that there is too much overlap between the S&P500 fund the the growth fund, but I don't know how to test …
Planning for RMD in ‘26 but have a question about withdrawing from non-ira this year.
i live on social security only and do quite well. see if I get this right…half my ss is 18k Towards taxes. Savings account earns about 1k. Individual brokerage account about 10-12k. currently PLTR made me bout 7k and if I cash out would put me over the 25k threshold. …
How to Save and investing money to buy a house
Hi everyone. I am 22 year old 1st gen living at home in ct. I started my post grad job in nyc. I have no debt since I had full scholarships in college. And now want to start saving to buy a house eventually. I have a 401k putting 15% …
How is Bitcoin not just a glorified ponzi scheme?
Genuinely asking, not here to troll. Bitcoin has been popular for 15 years, but it still doesn’t seem to have a mainstream, everyday use. You can’t just walk into most stores and buy groceries or gas with it. Yet, every time it surges, people start calling it "the future of …
Vanguard Financial Advisors - Good Choice?
Hi, I hope this is the right sub to ask this type of question. There’s so many investment subs. I’m not sure where it fits best. I have money in Vanguard , and want help managing it. I have a very hard time, trusting people so trying to pick a …