So, in years past I’ve maxed out my Roth and my 401k - I’ve then gone on to retail invest some extra.
When I started this, I was pretty uninformed about investing. Just picked random stocks I liked and bought some here and there - then, later, I switched to indexes like QQQ, SPY.
My ignorance kind of paid off in many instances - I now have 33k worth of Apple, for example, and don’t hold many losers.
My question is - do I start to liquidate some of my individual stocks now and, for instance, use that to fund my Roth this year? Do I just hold on? Is this dip a good time to exchange some of these into a broader index?
Had I known what I know now, I probably would have a ton more diversification for about a third of my retail brokerage account - curious any insights you all might have!