Posts
Wondering the best time to take RMD?
For those who inherited an IRA a year ago and haven't taken any RMD yet, and 60 years old, which is preferable? Taking a lump at the end of the year, or dispersing it monthly, or letting it build up and compound? And say you are going to take it …
AI Infrastructure Investing
Hi Experts. I hope this is right place to post. I’m looking to find a list of all the different categories of investment opportunities with AI Infrastructure and perhaps examples. I’m still learning and get confused with the different areas of AI Infrastructure. Thanks for everyone’s suggestions.
About to get an inheritance. Don't wanna screw it up.
Hey all, I'm about to get an inheritance and I've never had money before. Paycheck to paycheck my entire adult life. After I've paid off all of my high interest debts, I'll likely have around 100k left. I don't want to buy any new cars/houses/anything frivolous. Ive always lived below …
Thoughts on the raging bull that is semi
This isn’t a brag, as I’ve invested long enough to experience various market downturns. I’ve been heavily invested in AI/Semi stocks over the past year and have experienced a fair amount of volatility as a result but watching my portfolio rocket over the past couple of months makes me feel …
During heavy market volatility, do brokerages modify margin requirements across all accounts? Or is it on a case-by-case basis?
Currently I hold 100% allocation of BOXX ETF, which is considered 'ultra low risk'. My brokerage Vanguard offers a 50% LTV in the form of margin cash against my equity in BOXX. During heavy market volatility, such as the 2008 financial crisis or 2020 COVID crash, do brokerages like Vanguard …
SpaceX valued at just $780 billion by Morningstar, less than half its IPO target
SpaceX just got slapped with a bearish valuation ahead of its monster IPO coming up later this month. The report signals that one of the most anticipated offerings in years may be significantly overpriced, just as CEO Elon Musk tries to justify the valuation. This again shows (long-term) investors really …
TIPS - Paying Above Par and Instant Loss
In 2022 I bought a 100k 5 year individual TIPS fund on Treasury Direct I paid over $102k. I understand that when it matures next year I will recover 100k and not 102k. The interest payments are great but overall it’s hard to see buying this TIPS fund was a …
SPCE Stock Trading Insights
A market perspective worth considering: For anyone currently holding SPCE shares, the recent pullback may not tell the entire story. Although the stock has declined more than 30% and some have dismissed the move as a pump-and-dump, others see the current price range near $4.70 as an opportunity rather than …
80k to invest + no debt how would you invest it?
If you were in my situation how would you allocate it? I’ve been told that I should have VOO, SCHD and QQQM as a 3 way split. 28yr old btw. No debt whatsoever and definitely don’t plan on buying a house for a long time because my area is so …
Pelosi's Favorite AI Stock Taking Off
The company presented 37 accepted abstracts at ASCO 2026, focused on using AI, genomic data, clinical records, imaging, pathology, and real-world outcomes to improve cancer treatment decisions. That matters because oncology is still full of messy decision points: which therapy to use, which patients are most likely to respond, who …