Posts
Large chunk of money to invest somewhere other than a treasury bond
I have a large chunk of money in a treasury bond earning 4%, but my advisor takes one percent of that. I would like to move it somewhere safe that I could manage myself. Some of this money would be considered retirement and the other part of it, I would …
[Looking for advice] Best business/tax structure - Buy investment property with brother living outside US
My brother lives outside the US and is a non-US citizen. He has a lot of cash, and we both want to start investing in properties in the US. What is the best approach to establish a 50/50 partnership so we can legally buy property in the US? 1. Should …
Question for high net / accredited investors...
Hey folks. I am trying to raise funds for a feature film and I wanted to try and do an NFT Drop that sold shares in the movie and would love people's opinions advice before I fully commit to this idea :) To be able to share the revenue / …
Started a new job: pretax or Roth IRA?
Currently doing all of my onboarding stuff and would love to hear everyone's thoughts on this. I also have my own Roth IRA that I can contribute to separately. Unfortunately there’s no match, but that’s due in part to the fact that I’m contributing to a pension. This is a …
Alternative to cash - Money Market / Short-term treasuries
I’m looking for a more efficient way to manage my USD cash (and potentially my GBP too) within my online broker account, as their cash account offers rather uncompetitive interest rates. Until now, I’ve kept my cash in a UK-based USD savings account while deciding where to invest. However, transferring …
We have shares in Putnam and we would like to transfer them to our Schwab brokerage account.
We’ve had those shares since we were young. They performed well, but I think we could do even better by managing them ourselves, especially considering the costs. Is it possible to transfer all our shares directly to our brokerage account in Schwab? I assume that if we transfer them to …
Debunking the buy the dip mentality
I believe there are so many myths about investing, a book could be written about it. But this one: "buy the dip" is one of the most toxic, because retail investors apply it to any circumstance without any understanding. Let me clarify that this is not a bearish post, but …
Could use a cfp recommendation or a wealth manager...rfp
I'm in the market for a new wealth manager. 50 years old and semi-retired. assets about 1 million Want to make this continue to grow while keeping my costs down I have a rollover 401k, roth, and some other assets that must be managed professionally rather than myself........ Please message …
I just did it. I knowingly sold low after buying high. Why? Because I only have 15 years to retirement….
I have this sinking feeling like this recession isn’t like the others. I jumped out knowing I was realizing my losses, but the risk of total annihilation of our economies is too uncomfortably high for me. I know it’s an emotional response, and if I miss out on the upswing, …
(22m) Coming up on large raise
So the short and sweet of it is, I’ll be getting a raise from $40/hr to $56/hr around this fall and my partner makes $25/hr. This will bring our net after all taxes and budgeted expenses to around $6500/month. Using $4500 for investing and $2000 for emergency fund. My question …