Posts
403b Re balancing Thoughts
Currently doing a 403b exchange from employers high fee based 403b to Fidelity and should be in my account in the next few days. In past, had about 80% in S&P and then some small cap stuff and did ok. There is about 125k in there and thinking of waiting …
Inheriting about 400k. What should we do with this?
Due to the sad, unfortunate passing of my beloved mother in law (like a mom to me), my husband & I (fully joint finances) are inheriting \~$400,000. We are going to take some of the money to go on a vacation (like maybe 3k) and some of the money to …
Thinking about trying investing…
I’m thinking about starting some sort of investment whatevers. I don’t want to do any work for it, like I feel like stock trading is a super research heavy thing for “book learning” type people, and none of that works for me. I’m more “get rich quick” oriented. Is there …
Extra mortgage payment or invest?
I am 5 years into a 30 year mortgage at 3.75%. Would it make more sense to make an extra payment towards the principal once a year or invest that extra amount. I know if I had started making extra payments at the start of my mortgage, it would of …
Interviews of successful retail investors
Hey mods let me know if I shouldn’t post this here but I thought it could be cool to share. This is my YouTube channel where I interview cool retail folks who have a good mindset when investing. I don’t have anything to sell, I’m trying to give as much …
SGOV treasury bond ETF questions.
So i was eyeing SGOV to add to my portfolio and noticed 2 things i wanted awnsers to: 1. It claims on stock analysis it pays a monthly dividend, which it does except for January for some reason 2. The dividends have been dropping for the past few months despite …
Why "taking profits" is one of investing's most dangerous myths
"You never go broke taking a profit." We've all heard this investing "wisdom." I'm convinced it's one of the most dangerous myths in investing. Here's why: The best investments don't just go up 50% or 100%. They compound for years or decades, returning 10x, 20x, or more. When you "take …
Advice for a 25 yr old making 100K
Like the above says he is making 100K with a pension and full benefits. No debt, owns a newish car, rents an apartment. Has a 401 k with 50K, his 15% contributions are split between Roth and the 401, into fairly aggressive funds. He currently has 70K in a high …
Current thoughts on PYPL? (PayPal)
I’ve been digging around trying to find some solid value picks to complement my portfolio. And I’ve been keeping an eye on PayPal for quite sometime. I used to have a decent position in it before but decided to cut ties. This has been a couple years now. But now …
Vanguard Margin Brokerage Account - Margin vs Settlement Purchases
I recently changed my Vanguard brokerage account to a margin brokerage account. Every purchase appears to be with margin funds. I just want to make sure that as long as I don’t exceed my settlement fund value in purchases, I will not be actually using margin funds (charged interest). Although, …