Posts
Missing a few days in market can cost you everything
One of the strangest things about the stock market is how unevenly returns are distributed. The long-term trend might look steady on a chart, but almost all the actual gains happen in short, unpredictable bursts. Miss those bursts, and you miss everything. Based on a study by JP Morgan, if …
What to do with an IRA that is not really preforming
I have a few retirement accounts that I was looking at today since I am about to switch jobs. I have a small IRA for a job that I worked for, for a year with no company match. It has not made much money and was wondering, is there a …
Everyone's flooding Reddit with AI-generated memes and images—who sells the hardware to store it all?
So with the new GPT4o image update making insanely realistic images and memes, everyone and their mom seems to be flooding Reddit, Twitter, and other socials. All this content has to be piling up on hard drives somewhere, right? I started wondering, who's making money from supplying all that storage …
A surprising way to earn that actually works
I’m usually skeptical about things like this, but my friend tried this method and showed me how it works. On the first day, I got results that really surprised me. What’s interesting is that he’s not selling courses or forcing any subscriptions—he just shares all the information for free. If …
I own a $350k home with no mortgage. Rent in my city is like $1300-$1500. Hypothetically I could sell (keep $18,000 for first years rent) and invest the $320k into an ETF. I already contribute $2000/mo to my portfolio. So I could technically have almost $700k in 5 years. Why isn’t this the play?
I know I could just as easily lose it and all that. And it would probably be a longer play than 5 years anyway. But what I’m missing is a large stack of cash to boost my interest earning potential and I think this is the outlet. Any advice or …
Where Besides a Traditional Savings Account Can I Deposit a Significant Sum of Money That Will Accrue a Return and Still be Easily Accessible When Needed?
I will be receiving a bequest from a relative. Ultimately I plan to use it to pay down my mortgage and refinance my house in a few months - currently working on raising my credit score. I do not want to leave this money in my checking or savings account …
Didn’t think this would work, but it actually did
When my friend told me about this method, I honestly didn’t believe him. It sounded way too simple. But he had already been using it and showed real results, so I decided to give it a shot. The best part—he’s not hiding anything or trying to sell something. He laid …
What kind of return should I be looking for when selling covered calls and covered puts?
I tried searching but could not find an answer. Lets say a stock is $100 and I am looking at dv 20 at 30/45/60 days out, What kind of premiums should I be looking for on calls and puts % wise per option? If yall got some educational links please …
International Fund novice question
I'm trying to understand the basic risk of investing internationally. I'm going to make up some numbers to make the math easier. I'm also going to use a paid dividend for this example. US based brokerage account and I purchase the fund with dollars. not sure that matters. If I …
Air Canada? Dogshit? Or dogshit covered gem.
I've been watching air Canada (AC) for a while now and am looking for input. While I'm not a fan of airline stocks in general I have noticed It's been trading lower and lower since covid and they're finally starting to turn a profit again (bar last quarter and projections …