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REDDIT

International Fund novice question

D
Mar 27, 2025 · 19:07

I'm trying to understand the basic risk of investing internationally. I'm going to make up some numbers to make the math easier. I'm also going to use a paid dividend for this example. US based brokerage account and I purchase the fund with dollars. not sure that matters.

If I have 1 share of VGER (Vanguard German all cap) and it pays a dividend, is the dividend paid in euros even though I bought the fund with dollars?

I've found information about a fund being hedged or unhedged, and maybe that is answering my question, but I'm not certain.

For unhedged funds...
If the dollar is strong (1:2), a 1 euro dividend would be .50 into my account.

If the dollar is weak (2:1), a 1 euro dividend would be $2 in my account?

Do I have that right?

For hedged funds...a bit more complicated because of how hedging currency rates works.

How do I determine if a fund is hedged or unhedged?

Thanks!