Posts
How to remove exposure to an index component
We seem to be getting a lot of the same question recently about how to remove exposure of an index component if someone holds an index fund. Whether it's NVDIA because you think there's an AI bust coming. Or you don't want to own TSLA because of Musk - there …
any experience with https://angeldreamer.com/ or ipye?
Trusting a friend with a small investment of my money added to his much larger investment, who had great results with this combo recently (https://angeldreamer.com/ or IPYE, heavy into crypto) but suddenly Monday ,3/3/25, when gains were supposed to be available, his access to his/my funds is frozen, pending his …
March 14 debt ceiling, what happens it it doesn't get raised?
The approaching 3/14 deadline to raise the debt ceiling is right around the corner. Given the current situation in the US government, a government shutdown seems inevitable. I'm concerned about the possibility of a default, like some type of "soft default" scenario. Before you start mocking me and telling me …
Curious as to other’s thoughts on these Roth allocations. I have a 35+ year time horizon and am not too worried about the wild swings that will ensue. Open to other stocks, but prefer to pick from the list I will share.
ROTH PORT SCHG 60% -> 46% exposure outside of the big 3 that I have below. MSFT 12% —> ~18% effective AMZN 11% -> ~15% effectice GOOG 8% -> ~12% effective MELI 9% for EM pop Working list of alternative considerations: SCHG, MSFT, AMZN, GOOG, SPGI, MCI, NFLX, ENPH, PDD, …
Can't Afford a House, what should we do with our downpayment?
Hi, My wife and I are looking for some advice, so thank you in advance for any assistance. We live in a HCOL area. We make decent money, me $130k, her $160k, and are both 35. We have $90k combined in our 401k, another $50k between a ROTH and a …
How to remove certain company stocks from Vanguard retirement fund?
Hello! I don't have a lot of experience with finance, but I currently have a ROTH IRA under Vanguard (for 2065; VLXVX) and I am interested in removing stocks from Tesla from the retirement fund. Is that possible? Or would I have to move the money elsewhere somehow (without incurring …
Recession and My IRA Allocations
I feel like the market is going to take a dump in the next year. I know, I know, real economists with degrees and years of experience have correctly predicted 20 of the last 2 recessions. But lets say I'm correct. Would moving my IRA from a retirement fund to …
VXUS a safe bet next 4 years?
Just wanted some insight... is it a safe bet to invest in VXUS the next 4 years or is there danger of US crashing everything? I'm currently 45/45/10 VTI/VOO/VXUS and wanted to increase to 35/35/30 to hedge against a potential slowing market. Is this a smart move?
What should I be putting my money in right now with the current markets?
I recently came into some money. Not too much, a few thousand. I'll be sitting on it for a few months to a year, was wondering what I should be putting it in to combat inflation while also having it grow since it won't be doing anything except collecting dust …
Need help firing my financial advisor.
Hey guys, I've used a financial advisor service for about 6 years and I'm ready to be done. I want controll of my retirement accounts so that I can reduce the complexity and also reduce the fees. I've already decided to make this decision, only I can not seem to …