Posts
Portfolio allocation. Your thoughts?
After Trump's election, I took a conservative position of 60% cash, 15% bonds, 25% etf. I kind of wish my bond and equity percentages were switched prior to the current downturn, but other than that, I'm pretty happy with my position. Would you hold here or do you think it …
Zoom Out: The Bigger Picture Still Looks Strong
In the chaos of daily market swings, it’s easy to get caught up in red numbers and panic-driven headlines. But if you zoom out and take a broader look, a very different picture starts to emerge—one that’s a lot more encouraging. Go pull up the chart for the S&P 500 …
When should we start freaking out about money markets focused on US treasuries (e.g., VUSXX)? What are some other low-risk alternatives?
I have been looking for a house since September and have kept my down payment in a money market fund invested in US treasuries (VUSXX). Of course I'm paying attention to the news and starting to worry a bit about what will happen in the US in the long term. …
2025 - invest in real estate/rental/stocks?
I am not buying a home. I am inheriting a fixer upper w/a 3.875 interest rate in a desirable location. I'm working with three scenarios: 1. Sell As-Is NOW (little profit) 2. Moderate renovations and rent 3. All in renovation and sell in 3-6 months, then invest the profits in …
Lost and need help as a first time investor
I seriously don’t know what to do. I have 100 shares in VFV and only just got into investing back in November 2024. They say don’t time the market but I guess I picked a really bad time to start lol. What are people supposed to do, sell and cut …
Invest in ETFs: SPYD vs VUAA
My dilemma comes from investing in the [VUAA.UK](http://VUAA.UK) tracker, offered in my currency (usd) vs investing in the [SPYL.DE](http://SPYL.DE) tracker, offered in Euros. My broker is XTB, which takes a 0.5% conversion fee between usd and euro. I'm not an EU or US citizen, and I plan to invest long …
Investment risk assessment in current environment
Is what would traditionallly have been considered average or medium risk, for example (usually 60/40), still that or does the current environment make that proposition more "risky" than in the past? I am a higher risk investor because I am ok with the typical risks associated with it but I …
$GME GameStop rises after Ryan Cohen buys more shares
Shares of GameStop climbed nearly 3% in extended trading after a regulatory filing revealed CEO Ryan Cohen bought more shares of his video game retailer. Cohen increased his stake to 37.3 million shares from 36.8 million shares. The meme stock dropped 7% Thursday amid a broad market sell-off triggered by …
Trump’s new tariff policy isn’t just a headline — it’s a ripple that touches retirement plans, grocery bills, and long-term financial security.
Tariffs May Sound Political — But They Hit Closer to Home Than You Think Here’s what often happens next: Tech and EV stocks pull back sharply (many 401(k)s are overweight here) Consumer prices rise subtly — inflation creeps in again Markets grow volatile as institutions shift early — while most …
Deferring capital gains via short sell
Let's say an investor has $500,000 in a stock like VTI. He wants to sell $50,000 of that, but doesn't want to trigger capital gains. One way to lock-in gains would be to short sell $50,000 worth of VTI, essentially creating a neutral position (short selling against the box). However, …