Posts
50 years old - time to switch contributions from VOO to a more stable fund?
I've been DCAing into VOO for a while, but now that I'm getting older (and the market is, well, where it is) I'm considering holding onto the VOO I have but reallocating my monthly contributions to a more stable fund. Any other folks in my age bracket making similar moves? …
Using the downturn to rebalance?
I have a large position in VGIAX which is an actively managed account that is very tax inefficient that I would like to get out of. With the downturn, my position is mostly even making the capital gains I'd pay to sell mostly negligible. Is it wise to sell now, …
Is now the time to start DCAing?
Okay so my previous post was asking whether it made sense for me to rotate out of high risk stocks which I have profited well on over the years. I would say most people agreed that you can’t time the market and I should have done that months ago My …
Question. What would your strategy be for buying back in the market if you have 100k+?
Seems like a lot of people are talking about the timing of when they would buy back in the market. But I haven’t seen a post about what your strategy would be if you completely cashed out or had a large cash reserve and are starting from zero investments. So, …
Does it make sense to rebalance 401k?
I know we can’t time the market, but assuming things keep going downhill for the unforeseen future, would it make sense to rebalance a lot of the stock funds in a 401k to a money market fund until the market somewhat makes a turn as to not lose too much? …
Unrest in the United States economy and what’s next
Given the unrest in the US economy in today’s time, can we expect VTI and VOO to still be strong in 40 years? It’s known that the stock market has always been rising. But I was wondering if the past can still hold true. America has been alienating itself from …
How many IRAs can you actually have without getting into trouble?
I’m in the middle of reorganizing some of my retirement accounts and had this random thought — can you have multiple IRAs at once? Like, I already have a Roth IRA through Vanguard, but I was thinking of opening a traditional IRA somewhere else to roll over an old 401(k). …
Best place to park and grow a sum of money in 2025
I’ve been researching how best to grow a sum of money in 2025. Sold house and have 300k to park somewhere. Looking into options that would be liquid (ie: able to access the funds within 7 days) and also options that you’d need to park for 6 months to 1 …
Who Cashed Out at the Market High?
I have 2 friends that tell me they made moves at 44k to avoid the losses. We haven't discussed specifics, but they're clear they cashed out, I don't know how much, or types of accounts, other than brokerage. I tried this for COVID and learned a hurtful lesson. This time …
Why did defensive sectors like utilities and staples sell off on Friday?
Anybody any idea why defensive sectors like utilities and staples sold off on Friday? On Thursday with the first day of sell-off those were the only 2 sectors that stayed in the green, which is logic as they are considered to be the safest and best performing during a recession, …