I’ve been researching how best to grow a sum of money in 2025. Sold house and have 300k to park somewhere.
Looking into options that would be liquid (ie: able to access the funds within 7 days) and also options that you’d need to park for 6 months to 1 year before able to access the funds. 250k long term and 50k short liquid option.
My local national banks have a 3.25% apr option with access in 7 days.
There’s credit unions that advertise 4.25% apr but have to park it for 12 months.
Are there better options to consider?