Posts
Am I overdiversified for effective DCAing?
I have invested 600K across 30 stock companies. I have around 100K in cash. I now see myself in a situation where I struggle with DCAing. How would you allocate that kind of money across the different companies for effective DCAing over the course of the next 6 months?
what would you change about this?
The goal is to be aggressive from 30-40 with some balance. # Proposed Portfolio Allocation (Years 30-40) After Adding IWM Here’s how the allocation might look with the inclusion of a small- to mid-cap ETF: |**ETF/Stock**|**Allocation (%)**|**Amount Per Year**|**Monthly Contribution**|**Dividend Yield**|**Monthly Dividend**| |:-|:-|:-|:-|:-|:-| |**QQQ (Nasdaq 100 ETF)**|20%|$414|$34.50|0.8%|$2.76| |**ARKK (ARK Innovation …
18 years old and I have $10k to invest.
I'm completely new to the world of investing and I have no idea where to start or what any of the terminology is. I do know that it's smarter to invest my money instead of letting it accumulate negligible money in a savings account. How can I invest my $10k …
Diversify and take advantage of the dip?
I’ve accumulated about $50k in vested stock over the past couple of years through my company’s ESPP. Med Device industry. Company stock price has been on a good run but I’ve been considering diversifying as of late, especially with the current market taking a dip. I consider this account an …
Understanding 401k and Retirement Performance
I just received the report from the firm that handles my company's 401k. From what I see, it had a growth from performance of 12.9% in 2024. What is the best way for me to compare that or understand if the fund is performing well? I am always suspicious about …
Anyone believe that international stocks and small cap stocks will eventually make a comeback?
I feel like a moron because my portfolio has been overweight small cap and international stocks for past 20 years. Obviously the best thing would have been to be 100% in S&P 500 for past 15 years as foreign stocks especially have been dog shit. Does anyone believe these have …
Investing in international markets ETFs?
I recently got ~25k cash and I intend to invest it all but I haven't decided on what to invest it yet. Due to the current political situation, I'm considering investing it in international markets ETF. Is this a good idea? If so, any specific ETFs that I should consider? …
Investing For the Long Term
Hey, i’m 23 years old. Finally wanna get serious with my money, have never really invested before. Had about 20k to invest at the moment. Would it be smart to invest most of it in the combo VTI and VXUS (around 90-10% balance). Plan to never sell until retirement.
How to avoid taxes? Buy individual stocks?
So in USA, in my late working years, piling up decent money, should I be buying individual stock to avoid the taxes (only paying on realized capital gains)? Even a fidelity cash fund pays a decent 4 percent, but gets a quarter of the gain given up in taxes, inflation …
How to identity the reversal of the current downward trend
Hi everyone I’m looking for some ideas of what to look for in order to confirm the current general downward trend is truly reversing. Note I’m not day trading. I really looking at triggers to put my money back into shares. I’m currently 100% in cash investments and I’m quite …