Posts
Excess Roth Contribution in 2024
Doing my taxes and realizing I screwed myself by starting a Roth IRA in 2024. Apparently my wife and I's combined income is now over the limit since she got a new job last year (about $240K combined after pre-tax deductions). I contributed $3,500, which is now well under $3,000 …
Anyone ever notice this happen when you post about investments?
It seems not just on Reddit but on other social media platforms, many times when you make a post about investing strategies or individual investments, you will sometimes see replies and responses during the day, but the majority of interaction with your post occurs just after the closing bell when …
Wait till the bottom crashes out to complete 401k rollover or do it now?
I requested a rollover to my 401k right before the tariffs hit. Should I wait until the market really crashes out before sending it to my new 401k or is there some hidden disadvantage to not sending it now? (i also am not sure if I must send it to …
34 and Just Started Investing—Am I On the Right Track
I’m 34 years old and only started investing a couple of months ago. I’ve recently increased my DCA (dollar-cost averaging) and plan to keep DCA’ing all the way down until the market recovers—hopefully within the next 3–5 years. Yes, I have an emergency fund and yes, I’ve got dry powder …
Invested as much as I thought I wanted to two weeks ago. Now with even more drops should I invest more?
I just have a bunch of indexes and mutual funds through JP Morgan. I put in about 10% of my full wealth and I was comfortable with that bucket being a long-term strategy bought at a discount. Now that things have crashed even further, they are suggesting that I might …
IBKR Lite vs Robinhood trading data
Please excuse me for being such a novice and redirect if this is not the right thread. I have some questions about trading data specifically in extended hours or overnight and live trading data generally. Based on a recent experience I had, IBKR lite is not the way to go …
Are bonds risky or not???
Can someone please explain why people say bonds are less risky and why retirees hold more bonds in retirement? The bond funds, say FBND for example, fell nearly 20% when interest rates increased back when the FED was increasing rates. I'm not seeing how they are less risky given now …
What happened to the 'Metaverse'?
Zucc spent $36 billion dollars on this project, and while they have made some great VR headsets, they have yet to deliver any impressive software. Their Horizon Worlds game had reportedly less than 50 active users. No not 50 million or 50k, just 50 people. All the companies that talked …
Is in smart to start investing in EU companies due to the tarrifs?
I 20F am new to the whole investing thing, I've read a couple of books and researched. Everyone is freaking out (which I get) but all books and experts say that the market restores itself over time. I'm from Europe so I can totally see that investing in US companies …
I need ideas on what to do.
My original plan was to invest in ASIA and SEA countries like Singapore, Japan, China and Hong Kong. News just came out about Trump threatening to impose 50% MORE TARRIFS on China if they refuse to reduce their retaliatory duties imposed on US. This really threw my whole plan off …