Posts
How China’s Restrictions on Rare Earth Mineral Exports would Affect the EV Industry
China’s restrictions on rare earth mineral exports, notably tightened as of April 4, 2025, are poised to significantly impact the U.S. electric vehicle (EV) industry. Rare earths like neodymium, praseodymium, dysprosium, and terbium are essential for the high-performance magnets in EV motors, while elements like lanthanum are used in batteries. …
Learned my lesson: Lump Sum vs DCA
I got my quarterly bonus that I usually just dump in my index funds. I guess my timing was shitty as it was the day before Trump announced tarrifs…now it’s down 10% in less than a week. Given the political and economic instability, I learned you might have to lean …
19 y/o - what should i do w 3k?
Hi all, currently i have contributed 1600 in my roth ira for this year only (i’ve been doing 200 weekly from my $300-400 pay check) and i currently have 3k just sitting in my savings rn and idk what to do w it. i don’t know if i should contribute …
Just started rothira, I have 7k in contributions left in 2024, should I put my emergency fund in there just to take advantage of this dip in the market and pull it out later? W or L plan
started my rothira this year and I see I have 7k left for 2024 contributions. I am 22 and a college student so the "emergency fund" really isn't emergency since I have no rent or debt or bills, just savings in case I need it. Since rothira is tax and …
I need “advice” on what to buy right now.
I won a chunk of money after almost dying in a motorcycle accident that want my fault. Now as a 19 year old I need advice from people that know stocks. This drought seems like the right time to buy. BUT WHAT DO I BUY?? What will go up? What …
Is SWVXX the best place to park my cash?
As of today I am 100% out of the stock market over my entire Schwab portfolio. I now have about $100k (25% of my portfolio) in my *non*-tax advantaged account sitting in SWVXX. I don't need this money to be liquid but want it to remain somewhere in my Schwab …
Possibly super-silly question about the significance of buying shares
If I invest via an ETF or stock, that typically involves buying from someone who already owns those shares, not from the company with which the stock is associated. So through such a transaction, am I in any real sense actively supporting or funding the countries, industries, or companies in …
How would you go about DCA 75k into the market during these times?
How would you guys go about DCA 75k into the market during these times ? 25 years old if that matters. Was planning on going all in on VOO but not sure what the best route for investing would be. Don’t need the money anytime soon so I’m ok with …
Youngsters that don't remember 08' crisis Hear me out!
This is a bear market, down over %20 means a discount on stocks across thr board. This is your chance to get rich if you have some cash laying around, yet always remember to invest wisely. Sincerely, "a guy that made a fortune off of people panic sell in the …
How is after market trading so positive after news on escalating tariffs?
I understand that Markets can remain irrational longer than you can remain solvent, but I don't get how the after hours trading and the Asia markets are so positive when seemingly all the news is about ultimatums and escalating tariff rates to extreme levels? Like who are these entities that …