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REDDIT

Learned my lesson: Lump Sum vs DCA

C
Apr 8, 2025 · 04:41

I got my quarterly bonus that I usually just dump in my index funds. I guess my timing was shitty as it was the day before Trump announced tarrifs…now it’s down 10% in less than a week. Given the political and economic instability, I learned you might have to lean on DCA to minimize risk. I usually don’t care but we are going to see some wild swings this year. Lesson learned but I don’t plan to retire for 15+ years so I’m fine.