Posts
Individually picking stocks to track a benchmark?
I don't know if this is the correct place to post a question of this nature if not, please point me in the correct direction. I Will preface by saying my retirement is already in mutual fund ETF that has me set to FIRE. With some extra cash I would …
What makes the financial sector line go up?
So I’ve been faithfully putting my 401k money into a 90/10 mix of an sp500 tracker fund and a mid cap fund. I’d like to get a little more into sector mutual funds and efts and I started with SOXQ for tech and semiconductors. Most sector funds are pretty self …
March 2025, US consumer confidence drops to a 12-year low
"For the fourth straight month, American consumer confidence fell as inflation and worries over tariffs dimmed their view of the economy, per a report from The Conference Board. The reading was the worst in [over a decade](https://links.morningbrew.com/c/x1Y?mblid=aaff1b407146&mbcid=39158748.3025152&mid=65b0280ee770942a8d3eaa02ee64e486&mbuuid=jRBHcfc9jtuiG41CmNP67KkB) and below the threshold which the Conference Board says could forecast an imminent …
Which would you choose VGT or QQQ for the next 15 years?
I have a Roth IRA looking to invest approx 150k into one of the following listed in the title for the next 15 years. I haven’t seen many people mention VGT but appears to be a solid choice especially with lower fees. Looking forward to everyone’s input.
Will one be taxed for transferring money from one mutual fund to another?
One has a mutual fund that they made money on. Will they be taxed if they move the money from one mutual fund to a different mutual fund? Also: Will they be charged in any other way for taking the money out of one mutual fund and putting it in …
Am I saving enough?? Fear of my retirement
Hello, first time writing here. I’m 27 yo male, living in Poland EU. I’ve kept buying and hold for FTSE, EU 600 index, saving about 250 USD for high yield savings that gives me 6% APY and additional 250 USD for FTSE+ EU 600 index ETF monthly. stick with CDA …
Is it standard for highly compensated employees not to be able to do more than 19% to 401K?
I do not currently fall into the "highly compensated employee" definition, but when looking at contribution rules at my current employer, it seems they cap your 401k contribution at 19% per pay cycle if you do fall in that category. I mean... that kind of sucks. It's nice to be …
Starting savings account with tax money
Hello all, I recently received my taxes and was looking at different ways to invest this 1000+ dollars to start my child’s savings. I was curious on some of the best ways to save and gain interest over the next 17 years. I obviously throughout time will be adding to …
Advice for a young fill-time working person with disposable income
Hey y’all, i’m 23 y/o, no kids, paid off car, make nearly 6 figures, and have disposable income (around 10k). I already have a roth, 401k, and individual brokerage account for investing/retirement. I just started investing into etfs and I was wondering if anyone had any advice for what they …
How to move funds from Inherited IRA to taxable account without missing potential market gains?
I have an Inherited IRA that needs to be depleted in 10 years. I'm withdrawing gradually to avoid pushing myself into a higher tax bracket. Is there an efficient way to sell ETFs from my Inherited IRA, transfer cash to my individual taxable account, and rebuy the same ETF quickly? …