Posts
Should I reduce my DCA and pay down my mortgage instead during this downturn?
**Hey everyone,** Like many of you, I’ve been thinking a lot about how to handle my finances during this economic downturn. I’m reaching out to get your thoughts on where to park my money for the foreseeable future—hopefully just the short term. Up until now, I’ve been consistently dollar-cost averaging …
Looking at GOP and Right Wing Commentary, the Arrogance and the Ignorance is Staggering
Just watching comments from the Administration and comments from supporters. People believe that China’s economic output is something like 90% US exports when it’s closer to 3%. They seem to believe we can bring allies to the table and negotiate new trade agreements bilaterally with all of them in a …
Target date index fund vs 3-fund portfolio
Hello all, I spoke with a financial advisor prior to opening my Roth IRA this year who suggested target date index funds. I’d done quite a bit of reading on the three fund approach and I’m curious really what’s the difference between a tdif and a 3-fund portfolio? I’m newer …
Welp, despite my pessimism I decided to start DCA'ing into VOO today
I've been pretty adamant that this isn't going to be a soft recovery like we've seen in the last couple of crashes. It seems like it may take years or decades to get back what we lost, if ever. But... Every crisis seems that way. I'm aware of the differences …
Is Fidelity ROTH IRA better than Chase Bank ROTH IRA?
I want to start putting money into a ROTH IRA and have been trying to use Fidelity but the app and website always have some sort of issue that won't let me transfer money. I called their reps to help me out and they said to call my bank (Chase) …
Best IRA accounts for rollover into gold or other assets?
I’ve got an old 401(k) from a previous job just sitting there doing nothing, and I’ve been thinking about rolling it over into an IRA where I have more control. Not just for gold specifically, but maybe a self-directed setup where I can also invest in other alternative assets. The …
Dead Cat/Sucker's Bounce Analogy....
The Street: Takes a leisurely morning walk through the park, enjoying the fresh air. Walk, walk, walk, CLICK.... Looks down in horror.... "Holy f#$# I just stepped on a mother f$@!# landmine..... Retail Investor: Also on a leisurely morning walk, happens to pass by... The Street: Hey buddy, come over …
Is Trump foreshadowing the announcement of tariff deals with his tweet, “Be Cool! This is a great time to buy!” ???
I feel like Trump is telling people to buy now before a major announcement takes place. He loves to throw around his power like that in my opinion. I expect that the White House will announce tariff deals with Japan and South Korea over the coming hours/days. Calls it is…
What’s the closest thing on Robinhood to buying 4-week t-bills from treasurydirect?
I get that it’s not possible to _directly_ buy a tbill on Robinhood, but I know there are options. There are so many bond etc ETFs on there and I can’t seem to tell which one of them most closely just tracks the 4-week tbill as searching “T-bill” yields a …
Can't get 2-year Treasuries on Google Finance, or follow Gold
I like Google Finance a lot and how it aggregates news related to what I follow on there and don't want to change but there's a few oddities here. On my watchlist I follow the 10-year and 30-year https://www.google.com/finance/quote/TNX:INDEXCBOE https://www.google.com/finance/quote/TYX:INDEXCBOE They also have a 13wk, and 5 year, however they …