Posts
Buy and hold commodity funds?
Long-time investor in equities here, curious about commodities as an inflationary hedge. From what I've read, commodities involve carrying costs that make some ETFs suitable for short-term hedges only. I'm not into market timing, and I'm definitely not sophisticated enough to have an informed view on any specific commodity. I …
March 27 Market Performance Summary
# Market Performance The S&P 500 declined 0.3% on Thursday, March 27, following three consecutive days of gains. The Dow Jones Industrial Average fell 0.4%, while the tech-heavy Nasdaq Composite dropped 0.5%. This pullback ended the market's recent winning streak as investors responded to new tariff announcements. # Main Reasons …
lost 22 yr old needs advice
Hey guys. 22, single, no kids, no debt. I'm really worried about my future. I've worked super hard to get where I am at salary wise so I know I deserve it.. but I don't even make 300k/yr yet (270 to be specific). I just inherited a 4 bdr house …
Is it worth it to amend my taxes for an SEP IRA distribution?
Don’t mean to be that guy but…. I am considering selling some equities from a brokerage account (I’m at a loss anyway so I can offset that later), and using that cash to fund a 2024 SEP IRA. However, I have already filed taxes and am wondering if this would …
300K to invest - looking for suggestions
Just inherited $300,000. What with all the volatility in the world today, I'm trying to decide my best investment option. Precious metals would have been a good investment a year ago, but prices are so high, seems like I'd be buying at the top of the market. Speaking of market, …
Walmart loses $22 billion in market cap, CEO says budget constrained American consumers are showing "stressed behaviours" and low confidence
Expecting similar results for Unilever, Coke, Pepsi, P&G, Target, Home Depot, Lowe's and other consumer discretionary companies "Walmart’s market cap dropped by $22 billion after news broke Tuesday that consumer confidence in the U.S. plummeted to a 12-year low. CEO Doug McMillon had just said last month he’d noticed “stressed” …
Missing a few days in market can cost you everything
One of the strangest things about the stock market is how unevenly returns are distributed. The long-term trend might look steady on a chart, but almost all the actual gains happen in short, unpredictable bursts. Miss those bursts, and you miss everything. Based on a study by JP Morgan, if …
What to do with an IRA that is not really preforming
I have a few retirement accounts that I was looking at today since I am about to switch jobs. I have a small IRA for a job that I worked for, for a year with no company match. It has not made much money and was wondering, is there a …
Everyone's flooding Reddit with AI-generated memes and images—who sells the hardware to store it all?
So with the new GPT4o image update making insanely realistic images and memes, everyone and their mom seems to be flooding Reddit, Twitter, and other socials. All this content has to be piling up on hard drives somewhere, right? I started wondering, who's making money from supplying all that storage …
A surprising way to earn that actually works
I’m usually skeptical about things like this, but my friend tried this method and showed me how it works. On the first day, I got results that really surprised me. What’s interesting is that he’s not selling courses or forcing any subscriptions—he just shares all the information for free. If …