Posts
Do any IRA-eligible physical Gold (or any PM) ETFs vault exclusively in the US?
I'm looking for a gold ETF or mutual fund than holds primarily/exclusively physical metals (minimal/no miners). I also want something where those metals are held in US vaults. This is for a tax-sheltered retirement account, so me personally holding the physical bullion isn't possible.
Private equities...are they harder to buy as a small time investor?
I downloaded Equityzen and they asked me a lot of personal questions including my net worth. It essentially seemed like a test. There was a certain company I wanted to try to buy into and invest and it just told me they would let me know when any opportunities became …
The Stock market is a PYRAMID SCHEME!
**1. Stocks rise because “someone else will buy more expensive later”** It is a common experience, especially in bubbles (like dotcom 2000 or meme stocks). You don’t buy because the company makes money, but in the hope that someone else will pay more later. It is reminiscent of pyramid schemes, …
What’s the benefit of all the current investment in gold?
Gold is at its highest in decades… I was at Costco the other day, and noticed a sign about a limit on gold bars. I asked the cashier, and she said that gold bars have been flying off the shelves lately. People are buying an upwards of 100K in gold …
Buying gold to protect the value of my cash. I feel like there’s a catch.
I’ve always heard how gold is considered a hedge against a devaluing dollar but I feel like there’s a catch to this that is either intentionally or unintentionally being omitted. Currently have around 22k in a 3.70% interest rate savings account. What are the benefits and risks of buying physical …
I could pay off my student loans in full or I could invest.
Long story short I owe $25k in student loans and I have $25k in cash. Obviously I could cut a check and pay it off but why shouldn’t I invest it in say VOO and another s&p500 fund and then use all profits from that to pay the loan? My …
31 years old looking for advice on inventing
trying to set myself up for a comfy retirement. VOO 40% a week SCHD 25% a week VXUS 25% a week VB 10% a week as i get a little older 40-45 i was thinking to add in bonds. I am newer to this and would like some opinions. I …
Should I keep SCHD in my portfolio?
In my early 20’s. I heard it’s better to focus on market gains as opposed reinvesting dividends, is that generally true? Roth IRA * FXIAX : 40% * QQQM : 45% * SCHD : 15% Basic account * Tesla: (20%) * Apple: (10%) * Google: (15%) * Nvidia: (20%) * …
Why is the S&P 500 everyone’s default index of choice?
Over any 20 year period, the NASDAQ-100 outperforms the S&P 500. If you DCA, that period is significantly shorter. So, why is S&P more commonly suggested than the NASDAQ? Decreased Volatility Argument - The S&P is Less Volatile Ok, who cares? If you’re 20+ years from retirement (which I think …
International exposure of the SP500
I don't currently hold any exclusively ex-us funds. I happen to work at a fortune 500 and notice that it's revenue is about 60/40 Us vs the rest of the world. Internet sources seem to vary, but probably somewhere between 20 to 45 percent of sp500 revenue comes from outside …