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Long time lurker in this group, I am in my mid thirties and just got into investments in the last few years. I realise my initial investments were not the wisest and I do have more direct holdings instead of safer ETFs which I should have invested in more, these are what I have today - GOOGL 24%, PLTR 12.52%, AAPL 9%, SPOT 11%, DIS 7%, MSFT 5.9%, BND 5.4%, AMZN 4%, NVDA 2.7%
I also have some around < 1% in TSM, JD, BABA, UPST, VDBA, VOO, OTLY, IRBT, AMD
I have lost significantly in OTLY, NEE, UPST , IRBT - should I see these at a loss and just invest in Vanguard ETFs? would appreciate any advice.