Posts
Favorite Mutual Funds for Retirement
Interestingly enough, most posts for mutual fund recommendations on Reddit seem to come from posters who live in India and reference the “nifty fifty”. Can anyone in the US recommend some great mutual funds (no ETFs) for long term investing? Maybe something I can for 15 years? They can be …
Google says allocate my IRA as 100% equities. I'm retiring next year.
Looking to retire next year at 59. Long story short, I have post-tax cash that I can use to set up a 6-8 year bridge until I claim SS. After that, SS+pension should cover about 80-90% of my spending needs, maybe even all of my needs depending on how things …
Fidelity Money Market Fund FZDXX - Treasuries Yield Exposure
I use FZDXX to park my savings to earn slightly more interest than a traditional savings account. [https://fundresearch.fidelity.com/mutual-funds/summary/31617H805](https://fundresearch.fidelity.com/mutual-funds/summary/31617H805) This paper fund is weighted towards \~55% Treasuries and ST maturity instruments (46% <8 days, 76% <31 days). Does a principal value decrease risk exist (<= 25%) given the increase in 10 …
I can only invest in individual stocks (no ETFs or Mutual Funds) what to do?
I'm a US citizen and European tax resident. This particular combination makes it economically impractical to invest in any type of fund due to extremely adverse tax consequences. Realistically, I can only invest in individual equities. Are there any other options other than buying say, 30-50, individual stocks and replicating …
By conducting daily trade reviews & discussions with Claude over the past two months, I achieved an approximate 18% return, translating to a net gain of $43,000
Of course, I didn't always follow what Claude said, I solicited opinion and acted according to my own best judgement. I want some real opinions from real human on how I did, what my weaknesses are, what my strengths are, I genuinely want to get better at this trading thingy …
France is starting to look like a peripheral and that should concern everyone holding euro assets
The spread between French and German 10-year yields just hit its widest point in 15 years. That’s the market repricing France from core eurozone to something closer to the outer edge. The political situation underneath is genuinely ugly. Macron is depending on Le Pen's bloc to pass a budget built …
Should I invest in a taxable account
I’ll be totally honest my risk tolerance is pretty low, I like to sleep comfortably at night knowing my money will (likely) grow forever (based off history). I plan to invest in a boring etf like VOO and grow it for decades. My question is I want to invest but …
Whats the best broker to use with minimal fees?
I want to invest in MU,NVDA and AVGO but i have no idea what broker to use, i searched for a couple of brokers but most of them had a lot of bigger fees for example 10€/month just to make an account and deposit some money. I accept any suggestions …
Is this start of stagflation?
Nonfarm Payroll miss? Data manipulation by administration to lower expectations of October rate hike? Or is the data real, which could be the start of stagflation? [https://finance.yahoo.com/economy/article/septembers-jobs-report-shows-the-us-added-just-29000-jobs-and-unemployment-ticked-up-195320409.html](https://finance.yahoo.com/economy/article/septembers-jobs-report-shows-the-us-added-just-29000-jobs-and-unemployment-ticked-up-195320409.html)
How Much "Dry Powder" to Keep Available
I am curious what others keep as dry powder available to invest upon a market drawdown. Of course, this might be affected by the direction people expect the market to move. So removing attempts to time the market (with excessive cash / MM) - but have available to invest as …