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Is SGOV a bad option for holding cash intended for high frequency cash inflows/outflows?
My cash inflows and outflows occur multiple times a week. I'm currently using SGOV to park my cash inflows due to its higher yield compared to FDLXX (Fidelity Treasury Only Money Market Mutual Fund, 7-day yield is 3.91%). However, my frequent buy/sell transactions in SGOV resulted in $1,000 of wash …
Put Cash Towards Investments or Mortgage?
Hey guys, I have some cash that I am trying to figure out what to do with. I was initially thinking of diversifying it and putting it in stocks, bonds, high-yield savings account, etc. so I can get a better gain as my mortgage value decreases due to inflation. But …
Minimizing risk from existing adjustable rate mortgage
I have a 7/1 ARM from June 2022, 3.75% fixed through 2029 then SOFR + 2.75%. I have a little over half the 2029 principal balance in a brokerage now. I’d like to invest to minimize the risk of high SOFR in 2029 and poor refinancing rates at that time. …
Trading 212 alternative in UK
Hi all, I'm in the UK. With vanguard revising their fees and charges, I moved to Trading 212. T212 service has been absolutely terrible. They have messed up three ISA transfers (two attempts at one with one provider, one with another) and their customer service and communication is probably the …
Wealthfront S&P 500 Direct Account tax loss harvesting experience
Was excited for this account [type](https://www.wealthfront.com/sp500-direct) that trades individual stocks to model the S&P 500, very cool idea and I am riding the 20k account minimum. The only surprise I had was that it is tax loss harvesting every single day, probably 10-12 trades a day, even to harvest as …
How much of my savings should be invested in the market?
Let’s say i have in the range of 20-30k in my savings, and about the same amount invested in the stock market. I feel like i should invest more of my savings, but at the same time having more in a brokerage than my bank account makes me anxious. For …
Why are bonds considered a better “safe haven” compared to cash?
I was looking at this chart I found, that shows the year end returns of different investment types over the past several years. In years where there was a significant decline in the stock market, while it is true that bonds sometimes did better than straight cash, overall it seems …
If you were to invest on the bet of the Ukraine war ending, how would you play it?
This is an apolitical post - I would like to understand out of curiosity what plays you would make if you would bet on the Russo-Ukrainian war ending in 2025. Getting creative - or perhaps not at all - what would you play? I have a few thoughts myself: * …
Simple ira terminated mid year
So my girlfriends employer started offering a simple or a couple of years ago and i told her to sign up to get the 3% match they were offering. today her employer sent out a group text saying that february will be the last month with edward jones and the …
Understanding how VEUSX works as a US$ investor
I'm not sure how to phrase this question, really, but I'll try. I am NOT interested in political commentary/discussion, I just want to understand how this particular investment would work. Hypothetically, assume I am a US citizen and have some money in a US bank account. If I want to …