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REDDIT

Understanding how VEUSX works as a US$ investor

X
Feb 13, 2025 · 01:18

I'm not sure how to phrase this question, really, but I'll try. I am NOT interested in political commentary/discussion, I just want to understand how this particular investment would work.

Hypothetically, assume I am a US citizen and have some money in a US bank account. If I want to protect this money from possible volatility in the US dollar or US financial markets, I would like to have the value stored... elsewhere. Simply opening a bank account in a EU country and converting it all to Euros is not really doable.

If I were to put the money in a Vanguard European Index Fund (VEUSX), how does it work? Would it be:

* A. It's a dollar-value investment, if the USD crashes then the value of my investment goes down with it. OR...
* B. It's a share-value investment in EU-market stocks, if the USD crashes vs. the Euro then my investment shares retain their value-in-Euros.

To put it in an extreme example, if I buy VEUSX shares with US$, and the US$ magically disappeared from existance, would those shares still be worth their value in Euros?

Is VEUSX a reasonable way to protect myself against US$ and US markets doing bad things?