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North America Payment Processing Oligopoly (V, MA, AXP)

REDDIT / StockFlowResearch / Aug 31, 2026

Given the oligopoly that exists between Visa, Mastercard and American Express, are you looking at investing any of these companies? The valuations are typically high given the fairly strong moats, though I am concerned about the growth opportunities given that …

BUY

First Watch ($FWRG), why Cracker Barrel Changed its Logo

REDDIT / gregw134 / Aug 31, 2026

Wrote an [article](https://gregw134.substack.com/p/first-watch-fwrg-why-cracker-barrel?r=23iup&utm_campaign=post-expanded-share&utm_medium=web) on First Watch ($FWRG). I would post directly here but pictures aren't allowed. The company is Starbucksifying breakfast, it's competing on quality and style where Denny's/IHOP/Waffle House compete on price. Very popular in the Midwest and South …

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EIX Tanking

REDDIT / StandardObject91 / Aug 31, 2026

California utilities are tanking this morning. The sole reason is that CA didn't pass wildfire legislation. EIX down almost 25%. Dividend yield is now 6.5%. 2.8x divvy coverage ratio. A 25% haircut for an event that may never happen seems …

POST

Where do you park you money before finding opportunities?

REDDIT / abolys / Aug 31, 2026

I always have a bit of cash on hand and I buy my value investment in small chunks to be able to average done when necessary. In the past few month I used Canadian bank ETF (RBNK.TO) instead of keeping …

POST

Is Alphabet value right now?

REDDIT / FoxAccomplished6786 / Aug 31, 2026

Alphabet has pulled back from its recent high of roughly $408. I know reported P/E is affected by investment gains, so I’m more interested in valuing the underlying operating business. Given the growth in Cloud, YouTube, AI infrastructure/Gemini and the …

BUY

Zetrix at 2x PE

REDDIT / investorinvestor / Aug 31, 2026

Zetrix makes most of its money from two businesses: providing government concessionary services and collecting a “toll fee” on every transaction that passes through some China blockchain project. It mainly operates in Southeast Asia and serves government-related projects (i.e. B2G) …

POST

SOGP - SOUND Group Inc - H1 Earnings Review and Value

REDDIT / Swim-hole / Aug 31, 2026

Sound Group Inc. operates as an AI-powered audio company in the People's Republic of China. The company offers voice live streaming, multi-user voice interaction, and podcast content for social entertainment, online companionship, and interest-based engagement; and content creation platforms, which …

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