For some context, I have a retirement account I max out each year (about 6,500 in Roth contributions and 17,000 pre tax). Also have 85k in mag 7 stocks.
I am starting the journey into ETF investments. I have monthly contributions into my taxable brokerage of 1,300 and have weekly purchases of $195 into VOO and $105 into SCHG…. As someone my age who wants to be aggressive as possible until mostly my 50’s, is the diversification into SCHD worth it based on the returns?
I know it’s nice to be diversified, but I was wondering if $100/mo into SCHD is even worth it or should I just keep that contribution towards SCHG. It seems the dividends only really start to add up when you have around 100k in the etf.