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REDDIT

Should I rebalance a 401K when the holdings are down?

O
Mar 7, 2025 · 02:53

Long story short - I was in a target date fund. I recently sold those shares to invest in other indexes before the market starting tumbling. The problem is, I invested in a few indexes that after further consideration I don’t want. I would like to rebalance by selling those indexes and allocating more to the indexes I want, but now the indexes I want to sell are down. Should I just keep them for now? Because otherwise I’d be selling at a loss.