I’m 20 years old and investing for the long term, planning to use this money when I’m around 35–40. Right now, I’m investing **$200 per week** with the following allocation:
* **$100 into VTI (50%)** – Broad U.S. market exposure.
* **$90 into VGT (45%)** – Very bullish on tech and AI, believe tech will dominate the future.
* **$10 into FBTC (5%)** – Small Bitcoin exposure, given the current pro-crypto sentiment.
I know this is **tech-heavy**, but that’s intentional. I believe AI will reshape industries, and VGT will adjust over time to include the biggest players. My goal is to invest **passively** without managing individual stocks.
Does this allocation make sense for long-term growth, or am I overlooking something?