I was reading a market opinion piece that was pretty doom and gloom and their portfolio suggestions included moving entirely out of etfs, being 80% cash and the rest equities. Completely ignoring the validity of their predictions and allocations, I thought the concept of staying out of ETFs in a bear market deserved some ponderance.
It makes sense. If the total market average is trending down, you probably want more granular selection than most ETFs allow.
Has anyone here moved from total market or total sector ETFs to a diversified selection of stocks that are close to what the ETFs held, albeit with some of the riskier companies removed?