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REDDIT

Temporarily shift 401k to be more bond heavy?

G
Mar 5, 2025 · 07:52

Hi folks, I’m just starting to learn about investing, I have just been saving everything until now. I have around 350k in 401k, I’m in my early 40s. I’m worried about the tariff war and am wondering if I should temporarily shift my balance which is currently approx 47 US, 37 Foreign and 16 bond. Just until things settle.

I have no debt and over 12months of savings in an hysa and my job seems stable atm.

Thank you for your insights.