So I have had my 401k for a out 4.5 years now, and I have never damaged it or did nothing with it.
So I had logged on and was taking a look at it, it says I'm enrolled in advice access but if I want to change anything it says that I will be until enrolled like if I want to do any riskier investments.
My yearly rate of return it says is 9.29% for last year and 9% previous year. Is this good? Should I leave it or should I really buckle down and choose my own stoc/bonds, index funds etc. I don't no much at all and have got lucky a couple times buying and selling on the regular market.
My question is what would you all do with the 401k to make it grow more? better investments? Riskier?
Spelling i no - it's 1:40 a.m. right now so.dont bust my balls to much.