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REDDIT

Help me Balance Portfolio!

Y
Mar 4, 2025 · 23:08

Alright guys, I’ve decided it’s finally time to get off the SPY train and start balancing my portfolio some. My risk tolerance I feel is decently high, never have been a panic seller, if anything I dump more money in on drops. Married (ages 38/33), retirement plan hopefully by 50/45. No kids and it will stay that way. High income earners but are used to living off of $6k/month so it will stay that way in retirement

Average monthly contribution to investments (backdoor ROTH, 401k, solo 401k, non tax advantaged brokerage) is $18k

Current portfolio:

FXIAX/VOO: $299k

VTI: $57k

NDAQ: $45k

VTV: $25k

VUG: $21k

TQQQ: $14k

I-bonds: $12k

Looking for advice discussion on what future allocation to contribute towards, or get out of currently. Only tax burden would be from selling TQQQ and some of the VOO.