I have about $100k that’s coming out of a CD (4%) next month. Im not good with investing should I reinvest it back into CD or should I throw it into SP500? I do have a fully funded emergency fund set aside. I guess I don’t want anything with to much risk. I also have a rental 5.25% that has about $190k left on the loan. The rental is rented out so the mortgage is covered. If you were me what would you do?