I’m just a regular guy. 2 incomes 25 years and a good saver and a cheap bas&$#*d.
I got lucky and had some great longer term gains**
From Dec 2022 to Dec 2024, Our Aggregate Portfolio had an 86% gain. 90% is IRA’s.
** Agg Portfolio **
-My IRA, Roth, Brokerage. and my Wife’s IRA.
In the past, I never sold winners and sat on Dry Powder on the sidelines for 2 months.
I know you can’t time market! But I wanted lock in some gains and not lose those gains like I did before.
I just had a feeling it was going to crash or drop.
I sat last 2 months watching it go up 😂 and not crashing, and kick myself for sitting on sidelines.
I almost put it back in after the initial pullback, but I just luckily waited and it dropped 2% today March 3rd.
Have about $660,000 sitting in a Schwab Money Market fund “SXVXX” earning 4.3%.
I know no body KNOWS, but would you be patient and wait longer.
Then what would buy?
I was thinking AMZN, or other pull backs of good names? But I’m getting greedy and want to wait longer.
Not sure what to do?
Currently, I am invested in safer ETF’s- VTI, SCHG, VOO, etc etc.
Kept a few stocks that are up 300% like META.