Scenario: You sold your too large home and have 250k to tuck away.
You need to put some toward your two kids’ college. They are currently a sophomore and freshman in high school with 25k each saved for college.
You need to allocate quite a bit for retirement since you only have 20k toward that right now.
You are an early 40’s widow and plan to do travel work beginning in 2028, so no real estate purchases for awhile.
How would you divide your funds to maximize ROI without too much risk?