Posts  / #POST-032544
REDDIT

401k question for a new and inexperienced investor

H
Feb 28, 2025 · 20:05

I'm an inexperienced investor. I have roughly 20k in a 401k, and I contribute 15% of my gross pay every week.

My company manages the portfolio options for us, and I was/am 100% in a stock heavy, aggressive, blended portfolio. I've been hearing a lot about stocks not doing well, consumer confidence dipping, the possibility of tariffs affecting the market, the long term potential of the US losing their position as the world's default currency, the current administration flirting with defaulting on some o all of our national debt. With all these factors in mind, I am considering switching my investments and contributions to a stable value portfolio until things seem more stable.

Would anyone who knows more than I do be willing to share your perspective or advice in this situation? Thanks in advance.