Im 46 and have about $200k in a Fidelity Roth IRA 401k through work. I've been at my job for about 12 yrs and make an annual salary of $114k + OT. In these wild times we're living in I want to be prepared for anything including possible layoffs (I'm in the aviation research industry which is always susceptible). I'm concerned that my lack of higher education (I have an Associates Degree) and very niche experience that any future employment will come at a huge salary cut. I have no need to worry now and have roughly $600/month to invest in a brokerage account. Would it be wise to invest for growth with the intent of switching to dividends if I need to? Or start stock piling dividend stocks now? I realize that you can't give me financial advice, etc...