I am 21 years old from a third world country (Armenia)
I saved 25k$ and don’t know what to do with them
I will need to hold liquid 10000$ for my education in Greece, and I am thinking if I should invest my other 15000$ into S&P500
I might also need these money in 5 years because i will be applying for a masters degree in Germany/switzerland
So should I invest or hold?