My mom is 50 and no retirement plan. I think she thinks she'll just work till she dies. I guess that's ok, if she enjoys working (which she does) but assuming she gets to a point where she isn't dead but can't physically work I would like for her to put some money away. She has an emergency fund and I think a little tucked away in a Roth IRA (hardly nothing) but no other assets. Anyone have advice on what kind of investment account they have or would setup for their parents in this situation? Also, how did the conversation go because I try to talk to her about it and she doesn't want to discuss it.