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REDDIT

Maxed out my ROTH IRA, now what? [20y/o]

Hello all, I maxed out my ROTH IRA for this year, and I have extra money to invest but I don't know how to go about it. Should I be investing in the same ETFs on my brokerage account?

I'm on track to max out my ROTH for next year as well, I will be able to max it out as soon as the new year starts, and I will still have alot extra to invest then. How should I go about this?

Im investing in VOO (70%), VXUS (10%), and QQQM (20) for my ROTH IRA, should I invest the same way in my brokerage? My only problem is that brokerage is taxed, and idk how that really works or if I could hold long term in my brokerage as far as ETFS.

Context: I'm a full time college student and don't have to worry about bills since I live at home and commute. I wanna take advantage of this and invest to my full abilities.